Much like the decision to start a business, the decision

Much like the decision to start a business, the decision to attend college is fraught with risk; however, the risk of entering the job market with only a high school diploma is just as great. Canada has largely become an economy based on knowledge, and high school graduates are often unable to obtain the number of high-paying jobs that were once available. University and college graduates earn more—some suggest as a much as 60% more over a lifetime—than those without a degree, and have a lower divorce rate, lower blood pressure and stress levels, and higher rates of job stability and satisfaction.
However, a formal post-secondary education may not be the right choice for some. Many careers, including those in cosmetology, do not require a college degree. Service Canada estimates that demand for hairstylists will remain relatively constant through the year 2015.
As the costs of a University education skyrockets, student loan debt closely follows. The average Canadian graduates with approximately $25,000 of debt.

Step 1: After reading the scenario provided, please respond to the following questions: 

  • What do we know? 
  • What do we think we know? 
  • What do we need to know? 
  • What do we need to do now?

Step 2: Complete the following analysis assignment:
You have been hired to help Julia, a 16-year-old high school junior, decide whether to attend college or head straight to the workforce in Fall 2016.
Julia has a “C” average and doesn’t enjoy school. She is currently earning $18K per year working as a hairstylist assistant in her mother’s salon on evenings and weekends. If Julia chooses not to attend college, her first-year earnings are likely to increase to $25K per year; however, if she attends school, she will not be able to maintain the same work hours, reducing her income to $12K, and she will pay $6K per year in tuition and fees. Her parents have offered to pay 70% of her school expenses if she maintains a “B” average and 90% if she earns an “A” average.
Help Julia write a mini business plan for the year based on what you know about entrepreneurship.

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